Borrow Money Today
At Payday UK, we aim to help as many people as possible get the access to credit that they need.
At Payday UK, we aim to help as many people as possible get the access to credit that they need.
There can be lots of reasons why people need to borrow money today. If you need quick access to a short term loan, then a payday loan could offer the best solution. They are ideal for helping you to survive when your finances are tight. You can borrow a small amount of money to tide you over and repay it relatively quickly, so it isn’t hanging around your neck for a prolonged period.
We help thousands of people successfully borrow money every day. However, if you need a long-term financial solution to ongoing difficulties, a payday loan might not be your best option. You should contact one of the debt advice services that will help you restructure your finances free of charge.
The online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint.
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We know you need your money as soon as possible. That’s why we have designed our website to be fast and simple.
Fill out our short, secure form and search an industry-leading panel of lenders to find your loan.
Once you have your offer from the lender, you can review the offer and get your cash.
Once accepted, your money can often be paid into your account the same day.
Yes, we can. When you apply to borrow money via Payday UK, you’ll be guaranteed quick and user-friendly service. Payday loan applicants usually need access to the funds quickly to keep their heads above water. We’re used to helping people who are suddenly faced with a big bill they can’t cover. Whether it’s a vet bill, car repair, boiler breakdown, or family emergency, we can usually find a lender to help.
Yes. Short term loans are usually one of the quickest ways to borrow money. Traditional methods can be long and drawn out but applying to borrow money using our service is quick and easy. You can complete the whole process on your smartphone or other digital devices. The money is typically in your account the same day. There is no additional paperwork.
Yes. We introduce customers to lenders who provide access to credit for most people that apply with us. Our brokers panel of lenders is made up of a variety of specialist direct lenders. This means they can offer money to a far more extensive range of applicants. We don’t believe people should be punished for past mistakes, which is why we are far more interested in your current situation than any historical mistakes.
We offer access to loans between £50 and £5000. You can apply to borrow money for these amounts, or any number in between. Select the amount you’d like to borrow and your preferred repayment term, then let us do the rest. We will provide an instant decision from our brokers panel of lenders, and if you’re accepted, we will show you the best rate available for you to borrow money.
Yes. No credit check loans do not exist in the UK. If a lender claims to offer this, then they are either misleading you or aren’t regulated by the FCA (Financial Conduct Authority). Either way, you should be very wary about entering into any agreement with them. Lenders perform a soft credit check when you apply, which doesn’t show up on your credit report. However, a direct lender must conduct a full credit check if you accept their offer.
These guides will help you find out more about the different types of loan and lenders available.