£300 Loans with an Instant Decision.

£50 to £5,000 loans available today

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Online Loans
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Instant quote with a soft credit check and no fees.

Small loans can be sent the same day.

Over 7500 no obligation quotes processed every single day!^

Representative 91% APR.

Representative example: Amount of credit: £500 for 6 months at £106.79 per month. Total amount repayable of £640.77 Interest: £140.77 Interest rate: 91% pa (fixed). Representative 91% APR. Rates between 9.3% APR and maximum 1721% APR - your no-obligation quote and APR will be based on your personal circumstances.


Payday UK is a registered trading name Payday Loans Ltd who is an appointed representative of Flux Funding Limited, who are a credit broker, not a lender. PaydayUK provides access to a loan matching service. This site will submit the information you provide to a panel of lenders. All applications will be subject to credit checks and affordability assessments. If you accept a lender’s loan offer, they will perform a hard credit search. PaydayUK will not perform a credit check, lenders will complete a soft search when assessing your eligibility for a loan.


Loans between £50 and £5000 over a 3-month to 36-month term.


Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.

£300 Loans Online

Via Payday UK, you can apply for a £300 payday loan and we will search our brokers panel of lenders to find you the best deal.

Payday loans can offer you a lifeline when you’re faced with an unexpected bill. Emergency funds of £300 could pay for your car or house repair. Having a little extra when you need it can be the difference between being able to continue or not.

When you apply for a £300 loan via Payday UK, it’s quick, simple and secure, regardless of the device you use. When you initially apply, lenders will soft search your application so you can apply without damaging your credit score.

We've helped out
thousands of people...

£600 for Elizabeth in Lockerbie
£200 for Michael in London
£400 for Anthony in London
£1000 for George in Bromley
£300 for Mark in Guildford
£300 for Anish in Essex
£300 for Hanif in Birmingham
£400 for Jessica in Huddersfield
£300 for Michael in Stirlingshire
£200 for Carly in Manchester
£500 for Stuart in Worthing
£500 for Anna in Launceston
£1000 for Martin in Lincolnshire
£1000 for Rashid in Manchester
£100 for Harley in Folkestone
£400 for Louis in Folkestone
£200 for Jane in Culross
£1500 for Samuel in Harrogate
£300 for Glen in Dereham
£200 for Natalie in Lincolnshire
£2000 for Mohammed in Smethwick
£200 for Bartosz in Yeovil
£50 for Neil in York
£1500 for Mary in Motherwell
£500 for Chanelle in Bradford
£300 for Judy in Islington
£350 for Danielle in Bradford
£200 for Vincent in Southport
£250 for Louisa in Croydon

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How much do you need?


Will I be Approved?

The online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint.

Check Eligibility

Powered by Flux Funding

How it Works

We know you need your money as soon as possible. That’s why we have designed our website to be fast and simple.

Apply Online

Fill out our short, secure form and search an industry-leading panel of lenders to find your loan.

Check Your Offer

Once you have your offer from the lender, you can review the offer and get your cash.

Get Your Money

Once accepted, your money can often be paid into your account the same day.

More questions? We've got you covered

When you apply for a £300 loan via Payday UK, our brokers lenders perform something called a soft credit check. This gives them enough information to see if you meet their criteria and make you an offer but will not show up on your credit report. If you accept a loan offer and borrow £300, the lender is required by the FCA to perform a full credit check. However, as you know you’ll already be accepted, it won’t negatively impact your credit score if you make the repayments on time.

When you use Payday UK, you know we won’t charge you any fees. There is no additional paperwork and high approval rates. Our brokers application will search an industry-wide lender panel to get you the best deal on your £300 loan. If you decide not to go ahead, you’re under no obligation.

We only show you the offer that has the best chance of being accepted from our brokers panel of lenders. This means that no matter what your situation is, bad credit, short-term, more substantial amount, you’ll know you’re getting the best chance of success.